Financing Options

Class Appliance Center is pleased to offer two great options for financing your new appliance purchase.

  1. Class Appliance Center Credit Card

    The Class Appliance Center Credit Card features 6 months interest free financing on new appliance purchases with approved credit.

    Please call or come to speak with a customer service representative for details.

  2. Appliance Leasing Program

    Do you make at least $1,000 per month?
    Do you have a checking or savings account, credit card or debit card?

    If so, you might want to consider the WHY NOT LEASE IT program for your purchase today.

    • NO Credit Check
    • 98% Approved
    • Flexible Lease Terms
    • In-Store or Online Application
    • Immediate Approval
    • Early Buyout Option

    Frequently Asked Questions

    What are the requirements to qualify for the program?
    Must be 18 years or older, have a steady income, maintain open / active checking or savings account, credit card or debit card. Many forms of Pre-paid debit cards also qualify.

    Is this a Rent to own program?
    No, this is a leasing program similar to an auto lease. You make the payments & at the end of initial lease term you have the option to renew the lease, return the item or purchase the item. We do NOT offer 90 days same as cash options.

    If I don't have a job can I still apply?
    Yes, we accept different forms of income such as Social Security, Retirement, Pension & Self Employment.

    What if I have bad credit or filed for Bankruptcy?
    Neither poor credit nor bankruptcy will affect approvals or amounts; however, all bankruptcy cases must have already been discharged/dismissed. You should be sure to tell us if you have been discharged in bankruptcy.

    Do you require a minimum lease term?
    Yes, we have minimum lease term of seven payments. Once that time has passed, you can elect to continue leasing your item(s), return them to Why Not Lease It or purchase them.

    How much do I have to pay today?
    You must make your first lease payment in order to accept delivery of your selections.

    Do I make my payments at the store?
    No, payments are auto deducted from your bank or card account on the dates listed in your payment schedule.

    Can I buy the merchandise if I decide to keep it?
    Yes! We have an early buy-out option so that you may buy your merchandise for a portion of the remaining depreciated value of the item(s).

    Does this affect my credit score?
    No, we do not report to the major credit bureaus at this time.

    What is the interest rate?
    A lease is not a loan – there is no interest rate. Please carefully examine your payment schedule for amounts payable.

    What if I get it home and I don’t like it?
    Shop carefully! Executing your lease obligates you to the 7 payment minimum term.

Come in today for quick and easy approval!